I have already had occasion to mention, indeed I have quoted, a certain high-browed gentleman living at Highbury, wearing a golden pince-nez and writing for the most part in that beautiful room, the library of the Reform Club. There he wrestles with what he calls “social problems” in a bloodless but at times, I think one must admit, an extremely illuminating manner. He has a fixed idea that something called a “collective intelligence” is wanted in the world, which means in practice that you and I and everyone have to think about things frightfully hard and pool the results, and oblige ourselves to be shamelessly and persistently clear and truthful and support and respect (I suppose) a perfect horde of professors and writers and artists and ill-groomed difficult people, instead of using our brains in a moderate, sensible manner to play golf and bridge (pretending a sense of humour prevents our doing anything else with them) and generally taking life in a nice, easy, gentlemanly way, confound him! Well, this dome-headed monster of intellect alleges that Mr. Polly was unhappy entirely through that.

“A rapidly complicating society,” he writes, “which as a whole declines to contemplate its future or face the intricate problems of its organisation, is in exactly the position of a man who takes no thought of dietary or regimen, who abstains from baths and exercise and gives his appetites free play. It accumulates useless and aimless lives as a man accumulates fat and morbid products in his blood, it declines in its collective efficiency and vigour and secretes discomfort and misery. Every phase of its evolution is accompanied by a maximum of avoidable distress and inconvenience and human waste. . . .

“Nothing can better demonstrate the collective dulness of our community, the crying need for a strenuous intellectual renewal than the consideration of that vast mass of useless, uncomfortable, under-educated, under-trained and altogether pitiable people we contemplate when we use that inaccurate and misleading term, the Lower Middle Class. A great proportion of the lower middle class should properly be assigned to the unemployed and the unemployable. They are only not that, because the possession of some small hoard of money, savings during a period of wage earning, an insurance policy or suchlike capital, prevents a direct appeal to the rates. But they are doing little or nothing for the community in return for what they consume; they have no understanding of any relation of service to the community, they have never been trained nor their imaginations touched to any social purpose. A great proportion of small shopkeepers, for example, are people who have, through the inefficiency that comes from inadequate training and sh............