Some ten or twelve days after George Vavasor’s return to London from Westmoreland he appeared at Mr Scruby’s offices with four small slips of paper in his hand. Mr Scruby, as usual, was pressing for money. The third election was coming on, and money was already being spent very freely among the men of the River Bank. So, at least, Mr Scruby declared. Mr Grimes, of The Handsome Man, had shown signs of returning allegiance. But Mr Grimes could not afford to be loyal without money. He had his little family to protect. Mr Scruby, too, had his little family, and was not ashamed to use it on this occasion. “I’m a family man, Mr Vavasor, and therefore I never run any risks. I never go a yard further than I can see my way back.” This he had said in answer to a proposition that he should take George’s note of hand for the expenses of the next election, payable in three months’ time. “It is so very hard to realize,” said George, “immediately upon a death, when all the property left is real property.” “Very hard indeed,” said Mr Scruby, who had heard with accuracy all the particulars of the old Squire’s will. Vavasor understood the lawyer, cursed him inwardly, and suggested to himself that some day he might murder Mr Scruby as well as John Grey — and perhaps also a few more of his enemies. Two days after the interview in which his own note of hand had been refused, he again called in Great Marlborough Street. Upon this occasion he tendered to Mr Scruby for his approval the four slips of paper which have been mentioned. Mr Scruby regarded them with attention, looking first at one side horizontally, and then at the other side perpendicularly. But before we learn the judgment pronounced by Mr Scruby as to these four slips of paper, we must go back to their earlier history. As they were still in their infancy, we shall not have to go back far.

One morning, at about eleven o’clock, the parlour-maid came up to Alice, as she sat alone in the drawing-room in Queen Anne Street, and told her there was a “gentleman” in the hall waiting to be seen by her. We all know the tone in which servants announce a gentleman when they know that the gentleman is not a gentleman.

“A gentleman wanting to see me! What sort of a gentleman?”

“Well, miss, I don’t think he’s just of our sort; but he’s decent to look at.”

Alice Vavasor had no desire to deny herself to any person but one. She was well aware that the gentleman in the hall could not be her cousin George, and therefore she did not refuse to see him.

“Let him come up,” she said. “But I think, Jane, you ought to ask him his name.” Jane did ask him his name, and came back immediately, announcing Mr Levy.

This occurred immediately after the return of Mr John Vavasor from Westmoreland. He had reached home late on the preceding evening, and at the moment of Mr Levy’s call was in his dressing-room.

Alice got up to receive her visitor, and at once understood the tone of her maid’s voice. Mr Levy was certainly not a gentleman of the sort to which she had been most accustomed. He was a little dark man, with sharp eyes, set very near to each other in his head, with a beaked nose, thick at the bridge, and a black moustache, but no other beard. Alice did not at all like the look of Mr Levy, but she stood up to receive him, made him a little bow, and asked him to sit down,

“Is papa dressed yet?” Alice asked the servant.

“Well, miss, I don’t think he is — not to say dressed.”

Alice had thought it might be as well that Mr Levy should know that there was a gentleman in the house with her.

“I’ve called about a little bit of business, miss,” said Mr Levy, when they were alone. “Nothing as you need disturb yourself about. You’ll find it all square, I think.” Then he took a case out of his breast pocket, and produced a note, which he handed to her. Alice took the note, and saw immediately that it was addressed to her by her cousin George. “Yes, Mr George Vavasor,” said Mr Levy. “I dare say you never saw me before, miss?”

“No, sir; I think not,” said Alice.

“I am your cousin’s clerk.”

“Oh, you’re Mr Vavasor’s clerk. I’ll read his letter, if you please, sir.”

“If you please, miss.”

George Vavasor’s letter to his cousin was as follows:

DEAR ALICE.

After what passed between us when I last saw you I thought that on my return from Westmoreland I should learn that you had paid in at my bankers’ the money that I require. But I find that this is not so; and of course I excuse you, because women so seldom know when or how to do that which business demands of them. You have, no doubt, heard the injustice which my grandfather has done me, and will probably feel as indignant as I do. I only mention this now, because the nature of his will makes it more than ever incumbent on you that you should be true to your pledge to me.

Till there shall be some ground for a better understanding between us — and this I do not doubt will come — I think it wiser not to call, myself, at Queen Anne Street. I therefore send my confidential clerk with four bills, each of five hundred pounds, drawn at fourteen days’ date, across which I will get you to write your name. Mr Levy will show you the way in which this should be done. Your name must come under the word ‘accepted’, and just above the name of Messrs Drummonds, where the money must be lying ready, at any rate, not later than Monday fortnight. Indeed, the money must be there some time on the Saturday. They know you so well at Drummonds’ that you will not object to call on the Saturday afternoon, and ask if it is all right.

I have certainly been inconvenienced by not finding the money as I expected on my return to town. If these bills are not properly provided for, the result will be very disastrous to me. I feel, however, sure that this will be done, both for your own sake and for mine.

Affectionately yours, George Vavasor.

The unparalleled impudence of this letter had the effect which the writer had intended. It made Alice think immediately of her own remissness — if she had been remiss — rather than of the enormity of his claim upon her. The decision with which he asked for her money, without any pretence at an excuse on his part, did for the time induce her to believe that she had no alternative but to give it to him, and that she had been wrong in delaying to give it. She had told him that he should have it, and she ought to have been as good as her word. She should not have forced upon him the necessity of demanding it.

But the idea of signing four bills was terrible to her, and she felt sure that she ought not to put her name to orders for so large an amount and then entrust them to such a man as Mr Levy. Her father was in the house, and she might have asked him. The thought that she would do so of course occurred to her. But then it occurred to her also that were she to speak to her father as to this advancing of money to her cousin — to this giving of money, for she now well understood that it would be a gift — were she to consult her father in any way about it, he would hinder her, not only from signing the bills for Mr Levy, but, as far as he could do so, from keeping the promise made to her cousin. She was resolved that George should have the money, and she knew that she could give it to him in spite of her father. But her father might probably be able to delay the gift, and thus rob it of its chief value. If she were to sign the bills, the money must be made to be forthcoming. So much she understood.

Mr Levy had taken out the four bills from the same case, and had placed them on the table before him. “Mr Vavasor has explained, I believe, miss, what it is you have to do?” he said.

“Yes, sir; my cousin has explained.”

“And there is nothing else to trouble you with, I believe. If you will just write your name across them here, I need not detain you by staying any longer.” Mr Levy was very anxious to make his visit as short as possible, since he had heard that Mr John Vavasor was in the house.

But Alice hesitated. Two thousand pounds is a very serious sum of money. She had heard much of sharpers, and thought that she ought to be cautious. What if this man, of whom she had never before heard, should steal the bills after she had signed them? She looked again at her cousin’s letter, chiefly with the object of gaining time.

“It’s all right, miss,” said Mr Levy.

“Could you not leave them with me, sir?” said Alice.

“Well; not very well, miss. No doubt Mr Vavasor has explained it all; but the fact is, he must have them this afternoon. He has got a heavy sum to put down on the nail about this here election, and if it ain’t down today, them on whom he has to depend will be all abroad.”

“But, sir, the money will not be payable today. If I understand it, they are not cheques.”

“No, miss, no; they are not cheques. But your name, miss, at fourteen days, is the same as ready money; just the same.”

She paused, and while she paused, he reached a pen for her from the writing-table, and then she signed the four bills as he held them before her. She was quick enough at doing this when she had once commenced the work. Her object, then, was that the man should be gone from the house before her father could meet him.

These were the four bits of paper which George Vavasor tendered to Mr Scruby’s notice on the occasion which we have now in hand. In doing so, he made use of them after the manner of a grand capitalist, who knows that he may assume certain airs as he allows the odours of the sweetness of his wealth to drop from him.

“You insisted on ready money, with your d — suspicions,” said he; “and there it is. You’re not afraid of fourteen days, I dare say.”

“Fourteen days is neither here nor there,” said Mr Scruby. “We can let our payments stand over as long as that, without doing any harm. I’ll send one of my men down to Grimes, and tell him I can’t see him, till — let me see,” and he looked at one of the bills, “till the 15th.”

But this was not exactly what George Vavasor wanted. He was desirous that the bills should be immediately turned into money, so that the nec............