There was one thing which rather puzzled and almost piqued Lydia Meredith, and that was the failure of Jean Briggerland's prophecy to materialise. Jean had said half jestingly that Jack Glover would be a frequent visitor at the flat; in point of fact, he did not come at all. Even when she visited the offices of Rennett, Glover and Simpson, it was Mr. Rennett who attended to her, and Jack was invisible. Mr. Rennett sometimes explained that he was at the courts, for Jack did all the court work, sometimes that he had gone home.

She caught a glimpse of him once as she was driving past the Law Courts in the Strand. He was standing on the pavement talking to a be-wigged counsel, so possibly Mr. Rennett had not stated more than the truth when he said that the young man's time was mostly occupied by the processes of litigation.

She was curious enough to look through the telephone directory to discover where he lived. There were about fifty Glovers, and ten of these were John Glovers, and she was enough of a woman to call up six of the most likely only to discover that her Mr. Glover was not amongst them. She did not know till later that his full name was Bertram John Glover, or she might have found his address without difficulty.

Mrs. Morgan had now arrived, to Lydia's infinite relief, and had taken control of the household affairs. The new maid was as perfect as a new maid could be, and but for the nightly intrusion of the taciturn Jaggs, to whom, for some reason, Mrs. Morgan took a liking, the current of her domestic life ran smoothly.

She was already becoming accustomed to the possession of wealth. The habit of being rich is one of the easiest acquired, and she found herself negotiating for a little house in Curzon Street and a more pretentious establishment in Somerset, with a sangfroid which astonished and frightened her.

The purchase and arrival of her first car, and the engagement of her chauffeur had been a thrilling experience. It was incredible, too, that her new bankers should, without hesitation, deliver to her enormous sums of money at the mere affixing of her signature to an oblong slip of paper.

She had even got over the panic feeling which came to her on her first few visits to the bank. On these earlier occasions she had felt rather like an inexpert forger, who was endeavouring to get money by false pretence, and it was both a relief and a wonder to her when the nonchalant cashier thrust thick wads of bank-notes under the grille, without so much as sending for a policeman.

"It's a lovely flat," said Jean Briggerland, looking round the pink drawing-room approvingly, "but of course, my dear, this is one that was already furnished for you. I'm dying to see what you will make of your own home when you get one."

She had telephoned that morning to Lydia saying that she was paying a call, asking if it was convenient, and the two girls were alone.

"It _is_ a nice flat, and I shall be sorry to leave it," agreed Lydia. "It is so extraordinarily quiet. I sleep like a top. There is no noise to disturb one, except that there was rather an unpleasant happening the other morning."

"What was that?" asked Jean, stirring her tea.

"I don't know really what happened," said Lydia. "I heard an awful groaning very early in the morning and I got up and looked out of the window. There were two men in the courtyard. One, I think, had hurt himself very badly. I never discovered what happened."

"They must have been workmen, I should think," said Jean, "or else they were drunk. Personally, I have never liked taking furnished flats," she went on. "One always breaks things, and there's such a big bill to pay at the end. And then I always lose the keys. One usually has two or three. You should be very careful about that, my dear, they make an enormous charge for lost keys," she prattled on.

"I think the house agent gave me three," said Lydia. She walked to her little secretaire, opened it and pulled out a drawer.

"Yes, three," she said, "there is one here, one I carry, and Mrs. Morgan has one."

"Have you seen Jack Glover lately?"

Jean never pursued an enquiry too far, by so much as one syllable.

"No, I haven't seen him," smiled Lydia, "You weren't a good prophet."

"I expect he is busy," said the girl carelessly. "I think I could like Jack awfully--if he hadn't such a passion for ordering people about. How careless of me!" She had tipped over her teacup and its contents were running across the little tea table. She pulled out her handkerchief quickly and tried to stop the flow.

"Oh, please, please don't spoil your beautiful handkerchief," said Lydia, rising hurriedly, "I will get a duster."

She ran out of the room and was back almost immediately, to find Jean standing with her back to the secretaire examining the ruins of her late handkerchief with a smile.

"Let me put your handkerchief in water or it will be stained," said Lydia, putting out her hand.

"I would rather do it myself," laughed Jean Briggerland, and pushed the handkerchief into her bag.

There were many reasons why Lydia should not handle that flimsy piece of cambric and lace, the most important of which was the key which Jean had taken from the secretaire in Lydia's absence, and had rolled inside the tea-stained handkerchief.

A few days later Mr. Bertram John Glover interviewed a high official at Scotland Yard, and the interview was not a particularly satisfactory one to the lawyer. It might have been worse, had not the police commissioner been a friend of Jack's partner.

The official listened patiently whilst the lawyer, with professional skill, marshalled all his facts, attaching to them the suspicions which had matured to convictions.

"I have sat in this cha............