The Roman poet Martial reckons among the elements of a happy life "an income left, not earned by toil," and also "a wife discreet, yet blythe and bright." Felicity in the possession of these, the epigrammatist might have added, depends upon content in the one and full appreciation of the other.

Jack Delancy returned from Washington more discontented than when he went. His speculation hung fire in a most tantalizing way; more than that, it had absorbed nearly all the "income not earned by toil," which was at the hazard of operations he could neither control nor comprehend. And besides, this little fortune had come to seem contemptibly inadequate. In his associations of the past year his spendthrift habits had increased, and he had been humiliated by his inability to keep pace with the prodigality of those with whom he was most intimate. Miss Tavish was an heiress in her own right, who never seemed to give a thought to the cost of anything she desired; the Hendersons, for any whim, drew upon a reservoir of unknown capacity; and even Mavick began to talk as if he owned a flock of geese that laid golden eggs.

To be sure, it was pleasant coming home into an atmosphere of sincerity, of worship--was it not? It was very flattering to his self-esteem. The master had come! The house was in commotion. Edith flew to meet him, hugged him, shook him, criticised his appearance, rallied him for a recreant father. How well she looked-buoyant, full of vivacity, running over with joy, asking a dozen questions before he could answer one, testifying her delight, her affection, in a hundred ways. And the boy! He was so eager to see his papa. He could converse now--that is, in his way. And that prodigy, when Jack was dragged into his presence, and also fell down with Edith and worshiped him in his crib, did actually smile, and appear to know that this man belonged to him, was a part of his worldly possessions.

"Do you know," said Edith, looking at the boy critically, "I think of making Fletcher a present, if you approve."

"What's that?"

"He'll want some place to go to in the summer. I want to buy that old place where he was born and give it to him. Don't you think it would be a good investment?"

"Yes, permanent," replied Jack, laughing at such a mite of a real-estate owner.

"I know he would like it. And you don't object?"

"Not in the least. It's next to an ancestral feeling to be the father of a land-owner."

They were standing close to the crib, his arm resting lightly across her shoulders. He drew her closer to him, and kissed her tenderly. "The little chap has a golden-hearted mother. I don't know why he should not have a Golden House."

Her eyes filled with sudden tears. She could not speak. But both arms were clasped round his neck now. She was too happy for words. And the baby, looking on with large eyes, seemed to find nothing unusual in the proceeding. He was used to a great deal of this sort of nonsense himself.

It was a happy evening. In truth, after the first surprise, Jack was pleased with this contemplated purchase. It was something removed beyond temptation. Edith's property was secure to her, and it was his honorable purpose never to draw it into his risks. But he knew her generosity, and he could not answer for himself if she should offer it, as he was sure she would do, to save him from ruin.

There was all the news to tell, the harmless gossip of daily life, which Edith had a rare faculty of making dramatically entertaining, with her insight and her feeling for comedy. There had been a musicale at the Blunts'--oh, strictly amateur--and Edith ran to the piano and imitated the singers and took off the players, until Jack declared that it beat the Conventional Club out of sight. And she had been to a parlor mind-cure lecture, and to a Theosophic conversation, and to a Reading Club for the Cultivation of a Feeling for Nature through Poetry. It was all immensely solemn and earnest. And Jack wondered that the managers did not get hold of these things and put them on the stage. Nothing could draw like them. Not burlesques, though, said Edith; not in the least. If only these circles would perform in public as they did in private, how they would draw!

And then Father Damon had been to consult her about his fund. He had been ill, and would not stay, and seemed more severe and ascetic than ever. She was sure something was wrong. For Dr. Leigh, whom she had sought out several times, was reserved, and did not voluntarily speak of Father Damon; she had heard that he was throwing himself with more than his usual fervor into his work. There was plenty to talk about. The purchase of the farm by the sea had better not be delayed; Jack might have to go down and see the owner. Yes, he would make it his first business in the morning. Perhaps it would be best to get some Long-Islander to buy it for them.

By the time it was ten o'clock, Jack said he thought he would step down to the Union a moment. Edith's countenance fell. There might be letters, he explained, and he had a little matter of business; he wouldn't be late.

It was very agreeable, home was, and Edith was charming. He could distinctly feel that she was charming. But Jack was restless. He felt the need of talking with somebody about what was on his mind. If only with Major Fairfax. He would not consult the Major, but the latter was in the way of picking up all sorts of gossip, both social and Street gossip.

And the Major was willing to unpack his budget. It was not very reassuring, what he had to tell; in fact, it was somewhat depressing, the general tightness and the panicky uncertainty, until, after a couple of glasses of Scotch, the financial world began to open a little and seem more hopeful.

"The Hendersons are going to build," Jack said at length, after a remark of the Major's about that famous operator.

"Build? What for? They've got a palace."

"Carmen says it's for an object-lesson. To show New York millionaires how to adorn their city."

"It's like that little schemer. What does Henderson say?"

"He appears to be willing. I can't get the hang of Henderson. He doesn't seem to care what his wife does. He's a cynical cuss. The other night, at dinner, in Washington, when the thing was talked over, he said: 'My dear, I don't know why you shouldn't do that as well as anything. Let's build a house of gold, as Nero did; we are in the Roman age.' Carmen looked dubious for a moment, but she said, 'You know, Rodney, that you always used to say that some time you would show New York what a house ought to be in this climate.' 'Well, go on,' and he laughed. 'I suppose lightning will not strike that sooner than anything else.'" "Seems to me," said the Major, reflectively, reaching out his hand for the brown mug, "the way he gives that woman her head, and doesn't care what she does, he must have a contempt for her."

"I wish somebody had that sort of contempt for me," said Jack, filling up his glass also.

"But, I tell you," he continued, "Mrs. Henderson has caught on to the new notions. Her idea is the union of all the arts. She has already got the refusal of a square 'way up-town, on the rise opposite the Park, and has been consulting architects about it. It is to be surrounded with the building, with a garden in the interior, a tropical garden, under glass in the winter. The facades are to be gorgeous and monumental. Artists and sculptors are to decorate it, inside and out. Why shouldn't there be color on the exterior, gold and painting, like the Fugger palaces in Augsburg, only on a great scale? The artists don't see any reason why there should not. It will make the city brilliant, that sort of thing, in place of our monotonous stone lanes. And it's using her wealth for the public benefit-the architects and artists all say that. Gad, I don't know but the little woman is beginning to regard herself as a public benefactor."

"She is that or nothing," echoed the Major, warmly.

"And do you know," continued Jack, confidentially, "I think she's got the right idea. If I have any luck--of course I sha'n't do that--but if I have any luck, I mean to build a house that's got some life in it--color, old boy--something unique and stunning."

"So you will," cried the Major, enthusiastically, and, raising his glass, "Here's to the house that Jack built!"

It was later than he thought it would be when he went home, but Jack was attended all the way by a vision of a Golden House--all gold wouldn't be too good, and he will build it, damme, for Edith and the boy. The next morning not even the foundations of this structure were visible. The master of the house came down to a late breakfast, out of sorts with life, almost surly. Not even Edith's bright face and fresh toilet and radiant welcome appealed to him. No one would have thought from her appearance that she had waited for him last night hour after hour, and had at last............