The Baroness had always been a churchgoing woman, yet she had never united with any church, or subscribed to any creed.

Religious observance was only an implement of social warfare with her. Wherever her lot was cast, she made it her business to discover which church the fashionable people of the town frequented, and to become a familiar and liberal-handed personage in that edifice.

Judge Lawrence and his family were High Church Episcopalians, and the second Mrs Lawrence slipped gracefully into the pew vacated by the first, and became a much more important feature in the congregation, owing to her good health and extreme desire for popularity. Mabel and Alice were devout believers in the orthodox dogmas which have taken the place of the simple teachings of Christ in so many of our churches to-day. They believed that people who did not go to church would stand a very poor chance of heaven; and that a strict observance of a Sunday religion would ensure them a passport into God's favour. When they returned from divine service and mangled the character and attire of their neighbours over the Sunday dinner- table, no idea entered their heads or hearts that they had sinned against the Holy Ghost. The pastor of their church knew them to be selfish, worldly-minded women; yet he administered the holy sacrament to them without compunction of conscience, and never by question or remark implied a doubt of their true sincerity in things religious. They believed in the creed of his church, and they paid liberally for the support of that church. What more could he ask?

This had been true of the pastor in Beryngford, and it proved equally true of their spiritual adviser in Washington and in New York.

Just across the aisle from the Lawrences sat a rich financier, in his sumptuously cushioned pew. During six days of each week he was engaged in crushing life and hope out of the hearts of the poor, under his juggernaut wheels of monopoly. His name was known far and near, as that of a powerful and cruel speculator, who did not hesitate to pauperise his nearest friends if they placed themselves in his reach. That he was a thief and a robber, no one ever denied; yet so colossal were his thefts, so bold and successful his robberies, the public gazed upon him with a sort of stupefied awe, and allowed him to proceed, while miserable tramps, who stole overcoats or robbed money drawers, were incarcerated for a term of years, and then sternly refused assistance afterward by good people, who place no confidence in jail birds.

But each Sunday this successful robber occupied his high-priced church pew, devoutly listening to the divine word.

He never failed to partake of the holy communion, nor was his right to do so ever questioned.

The rector of the church knew his record perfectly; knew that his gains were ill-gotten blood money, ground from the suffering poor by the power of monopoly, and from confiding fools by smart lures and scheming tricks. But this young clergyman, having recently been called to preside over the fashionable church, had no idea of being so impolite as to refuse to administer the bread and wine to one of its most liberal supporters!

There were constant demands upon the treasury of the church; it required a vast outlay of money to maintain the splendour and elegance of the temple which held its head so high above many others; and there were large charities to be sustained, not to mention its rector's princely salary. The millionaire pewholder was a liberal giver. It rarely occurs to the fashionable dispensers of spiritual knowledge to ask whether the devil's money should be used to gild the Lord's temple; nor to question if it be a wise religion which allows a man to rob his neighbours on weekdays, to give to the cause of charity on Sundays.

And yet if every clergyman and priest in the land were to make and maintain these standards for their followers, there might be an astonishing decrease in the needs of the poor and unfortunate.

Were every church member obliged to open his month's ledgers to a competent jury of inspectors, before he was allowed to take the holy sacrament and avow himself a humble follower of Christ, what a revolution might ensue! How church spires would crumble for lack of support, and poorhouses lessen in number for lack of inmates!

But the leniency of clergymen toward the shortcomings of their wealthy parishioners is often a touching lesson in charity to the thoughtful observer who stands outside the fold.

For how could they obtain money to convert the heathen, unless this sweet cloak of charity were cast over the sins of the liberal rich? Christ is crucified by the fashionable clergymen to-day more cruelly than he was by the Jews of old.

Senator Cheney was not a church member, and he seldom attended service. This was a matter of great solicitude to his wife and daughter. The Baroness felt it to be a mistake on the part of Senator Cheney, and even Judge Lawrence, who adored his son-in-law, regretted the young man's indifference to things spiritual. But with all Preston Cheney's worldly ambitions and weaknesses, there was a vein of sincerity in his nature which forbade his feigning a faith he did not feel; and the daily lives of the three feminine members of his family were so in disaccord with his views of religion that he felt no incentive to follow in their footsteps. Judge Lawrence he knew to be an honest, loyal-hearted, God and humanity loving man. "A true Christian by nature and education," he said of his father-in- law, "but I am not born with his tendency to religious observance, and I see less and less in the churches to lead me into the fold. It seems to me that these religious institutions are getting to be vast monopolistic corporations like the railroads and oil trusts, and the like. I see very little of the spirit of Christ in orthodox people to-day."

Meanwhile Senator Cheney's purse was always open to any demand the church made; he believed in churches as benevolent if not soul-saving institutions, and cheerfully aided their charitable work.

The rector of St Blank's, t............