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CHAPTER XIII COLLAPSE
 It must not be supposed that in other directions my affairs had got any smoother as time went on; nor that, although I worked as hard as flesh and blood would permit, that I succeeded in overtaking any of my liabilities. Moreover, I began to receive unmistakable warnings that my physical capacity was becoming unequal to the constant strain I put upon it, although I only knew that my morning cough was more exhausting than it had been, and that I always awoke in the morning feeling dreadfully tired, much more so indeed than when I went to bed. And always I found myself unable to keep up those terribly punctual monthly payments, and trying to between people who would be put off and people who wouldn't.  
The first immediately unpleasant result of this discrimination or attempted preference was in connection with my latter loan. Now please understand that I am bringing no against the money-lender, or mean anything in speaking of him in that way. If he had lent me thousands instead of single pounds, he would have been a banker, and if I had wanted his money for instead of to pay my rent and get my family food, I should have been a financier to be instead of being a borrower to be despised. I am only, however, concerned with the plain facts now, and they are that I sent a polite letter of apology to the money-lender, telling him that—oh well, you can imagine the kind of things a defaulting would say—but the whole comprising just an ordinary letter of excuse for non-payment.
 
To this effusion I received no reply whatever, but two days afterwards my surety came rushing to me in a state of great , flourishing a telegram which he had just received from his wife, to the effect that a man had been put in possession of their furniture in default of my payment of an instalment of the loan. he demanded of me what I meant by such behaviour, and tearfully assured me that such an experience had never been his before, in which I have reason to believe he was not within the parallel lines of fact. I was as as he, and promised every reparation in my power, while I knew that nothing short of that instalment would avail. So I immediately obtained leave of absence, and went a-borrowing, a frequent exercise , but one which I never practised without a sense of shame, preventing me from into the common species of "earbiter," as he is vulgarly called, of the Montague Tigg type.
 
, as I think, I succeeded in borrowing the £3 required, on my faithful promise to repay at the end of the month, from a man who was as poor as I, but more methodical, and had put it away towards his rent. Let me say before I go any further, that I did not abuse his trust, nor did I ever do so to anybody except in the single case of my surety, which I was now engaged in repairing. I hope I do not put this forward in a spirit of offensive or aggressive , but I do want to disavow any association with that rotten type of man who will promise anything to get your money, will, having got it, it, and then you for being such a fool as to lend to him, of all people in the world. This type I am glad to say is usually of the "sporting" breed of "boys," and has no relation to decent beings.
 
With my delayed instalment and my friend's freedom in my hand, I hied me unto the ancient capitalist at Victoria. I made no complaint, for indeed I had no ground. He made no apology, but received my money (I beg pardon, his money) with dignity, saying that he was glad the matter was so speedily arranged, because the aggressive process involved a lot of trouble which he hated. But business was business, and a bargain was a bargain, as he hoped I knew well, and—he hoped the weather would continue fine, being indeed very seasonable for the time of the year. And so we parted, I certainly feeling truly ashamed at having put this good old man to so much unnecessary trouble, my friend to , and myself to so many blushes.
 
And as if to me in some measure for what was in truth a heavy day, I found on my arrival home quite a nice order awaiting me. A gentleman of that fine class, the commercial traveller, who had often patronised me before, came in and ordered four pounds worth of pictures, paying as was his the money for them upon giving the order, and telling me that I could deliver them any time within the month. By great good fortune I had everything necessary to carry out the order in stock, and as soon as he was gone, I set to work with a glad heart. For I was like a , easily , but popping up again as soon as the pressure was removed. However, I could not be allowed even that small interregnum of peace, for at about ten a man came in with some about my charges for framing. I paid as much attention as I always did to his questions, but unfortunately had to leave him in the shop for a few minutes, while I went into my workshop. When I returned he was gone, and so was my glass-cutting diamond, which was lying upon the baize-covered table on which I cut my glass.
 
It was a heavy loss to me, for I had got used to its cut, and although its price was only 12s. 6d. I never had another that I could use properly, not being at all expert anyhow. I will not deny that this made me feel very unhappy, for when there was so much lying around stealable that would never be missed, I did feel it hard that a fellow should come in and steal my principal tool, for which at the outside he would only be able to realise about three and sixpence in . Still I suppose I ought to be thankful that this was the sole theft I suffered from in all my business career, only somehow the present loss was so great that I was very grieved over it, and moreover I had to send to a local glass-cutter, with whom I was not on any the best terms on account of being a trade rival, for some squares of glass in order to complete my contract in time.
 
About this month I managed to get a little extra money in a way that seems fantastic, but which came to me as a very welcome addition to my spasmodic . A young gentleman who had been an occasional customer came to me one evening, when I was trying to hammer out an article or story on the counter for want of something more immediately profitable to do, and asked me if I had any objection to model for him. I did not recognise the verb in its present application, and begged him to explain. It then appeared that he was an artist who earned most of his living by magazines, articles, and stories, and being extremely , he needed the living model so that his pictures should be vraisembleable as possible. But the professional model was not to be found in East Dulwich, and so in his he thought of me as a man probably eager to earn an honest shilling in strange ways.
 
After a few enquiries I closed with his offer of one and sixpence per hour (always very generously interpreted), and promised to come up to his house as soon as I had closed the shop, or say about 10.30 P.M. I went, and laid the foundation of a friendship that still endures, the artist in question having several of my books and done so, in my poor opinion, better than any other living artist could have done. But I am getting on too fast.
 
It must be remembered that as yet I had no experience of "modelling," knew absolutely nothing of what it meant to stand for half an hour in one position, and in I may say that I never learned well. But I did my best, and my employer was pleased to say that my intelligent of what he wanted was much more useful to him than would have been the trained immobility of any professional model. But oh! how I suffered. I thought I knew what hard work, what endurance was. I got a severe shock. In justice to myself I must ask my readers to remember that I had been up since 6 A.M., and it was now nearly midnight, and that even if I had not been using my thews and sinews all that time I had been up and about. Anyhow I know that after striking an attitude which satisfied my employer and maintaining it for say seven or eight minutes, I[Pg 192] felt as if I was in some infernal torture , and though very anxious to earn my money and to win approval I had to give in.
 
But my employer was kindness itself, and though naturally intensely anxious to carry out his ideas, he never took the slightest advantage of my position, or insisted upon any pound of flesh. So far from that, and I cannot tell what it meant to me then, as soon as my time was up I was invited to a good supper, which his charming wife had prepared, and at which I was made to feel a welcome guest, with no thought of that hardly earned eighteen pence in the background. How much this helped me I have no means of knowing, but the impression it made upon me at the time is no keener than the sense I have now of how kind it was; and I have been an honoured guest in that friend's house for the last ten years.
 
This seems, in these , a right and fitting place to set the fact that in many of my customers I found friends. By which I mean people who think about you, who would take trouble for you, or would make sacrifices to help you, who grieve over your misfortunes and rejoice when you are doing well. And how precious they are. I have always been a great for the proper definitions of words such as Freedom, Love, Friendship, Truth; and I do wish people would not lightly talk of friends when they only mean some casual acquaintance who[Pg 193] knows little of them and cares less. I can assert that the only pleasant recollections I have of my shop-keeping days, connected with business that is, are associated with the many kindly folks whom I served. Of course my particular business lent itself to closer relations with customers than ordinary shop-keeping, since I had to discuss their desires with them, and give them the benefit of my experience. The one drawback attached to this was that I often spent three or four times as long discussing a order as it was worth; but that was counterbalanced by my sometimes getting a big order with a very small amount of talk.
 
It did occasionally happen that I, as the Yankees happily and put it, struck a snag even in this, and one glaring instance lingers in my memory. A neighbouring tradesman, with whom I was on most friendly terms, very kindly gave me an introduction to a well-to-do customer of his at Tulse Hill. My friend was a builder and decorator, and had done a great deal of work for this gentleman, to their satisfaction. So when, one day, his customer asked him about getting some old English frames regilded he recommended me, and did not, in ordinary business fashion, that he should have a commission upon the transaction. Cheered by my friend's description of his customer, I waited upon the latter, and was............
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