TWENTY MINUTES LATER, we pulled up about two blocks from the Bank of America location in Santos and Morelli's unmarked car. About a hundred demonstrators were crowded around the entrance to the branch; most were holding crudely painted signs: A FREE MONEY SUPPLY IS THE SIGN OF A FREE PEOPLE, one read. Another, GIVE THE WTO AIDS.

An organizer in a T-shirt and torn jeans was standing on the roof of a black SUV, shouting into a microphone, "Bank of America enslaves girls before puberty into oppression. Bank of America sucks the people's blood!"

"What the hell are these people protesting," Jacobi asked,

"mortgages?"

"Who knows," replied Santos. "Child labor in Guatemala, the WTO, big business, the fucking ozone layer. Half of them are probably losers they pick off the welfare line and buy with a pack of smokes. It's the leaders I'm interested in."

He took out a camera and started snapping shots of people in the crowd. A ring of about ten police stood between the bank and the protesters, riot clubs dangling at their sides.

Things Cindy had said began to resonate. How in the comfort of your own life, you could just turn the page when you read about the uninsured or the poor, or underdeveloped countries drowning in debt. But how some people couldn't turn the page. A million miles away, right? Didn't seem like that now.

Suddenly a new speaker climbed on top of the SUV. My eyes bulged. It was Lemouz. Imagine that.

The professor took the microphone and began shouting. "What comprises the World Bank? It is a group of sixteen member institutions from all parts of the world. One of them is the Bank of America. Who loaned the money to Morton Lightower? Who were the underwriters who handled his company's IPO? The good old B of A, my friends!"

Suddenly the mood of the crowd changed. "These bas-tards should be blown up!" a woman shouted. A student tried to start a chant: "B of A. B of A. How many girls have you killed today?"

I saw pockets of violence begin to break out. A kid hurled a bottle at the window of the bank. At first I thought it was a Molotov, but there was no explosion.

"See what we have to deal with over here," Santos said. "Problem is, they're not all wrong."

"Fuck they're not," contributed Jacobi.

Two police officers invaded the ranks and tried to corral the bottle thr............