Our race on both sides of the Atlantic has, for generations, got and spent money faster than any other, and this spendthrift habit has had a baleful effect on English life. It has made it more and more feverish and unsatisfying. The standard of expenditure has been increasing by leaps and bounds, and demoralizing trade, society, every industry, and every profession until a false ideal has established itself, and the aim of life is too commonly to get, not to be, while men are valued more and more for what they have, not for what they are.

The reaction has, I trust, set in. But the reign of Mammon will be hard to put down, and all wholesome influences which can be brought to bear upon that evil stronghold will be sorely needed.

I say, deliberately, that no man can gauge the value, at ............