Franz Lindner! And how was Franz Lindner engaged during these stormy days? He was working out by degrees his own scheme in life for making himself rich, and so, as he thought, acceptable to Linnet.

With great difficulty, partly by saving and hoarding with Tyrolese frugality, partly by rare good luck in following a fortunate tip for last autumn’s Cesarewitch, Franz had scraped together at last the five hundred pounds which he required for working his “system” at Monte Carlo. The royal road to wealth now lay open before him. So he started blithely from Victoria one bright spring morning, bound southward straight through by the rapide to Nice, with his heart on fire, and his capital in good Bank of England notes in his pocket. He meant to stop at Nice, not at Monte Carlo itself, because he was advised that living was cheaper in the larger town; and Franz, being a Tyroler, reflected with prudence that even when one’s going to win twenty thousand pounds, it’s best to be careful in the matter of expenditure till one’s sure one’s got them.

At Calais, he found a place in the through carriage for the Riviera. With great presence of mind, indeed, he secured a corner seat by pushing in hastily past a fumbling old lady with an invalid daughter. The opposite corner was already occupied by a handsome man?—?tall, big-built, rather dark, with brilliant black eyes, and abundant curly hair, of somewhat southern aspect. As Franz entered the carriage, the stranger scanned him, casually, with an observant glance. He had the air of a gentleman this stranger, but he was affable for all that; he entered into conversation very readily with Franz, first in English, then more fully in German, which latter tongue he spoke quite fluently. Part of his education had been acquired at Heidelberg, he said in explanation, before he went to Oxford; ’twas there he had picked up his perfect mastery of German idiom. As a matter of fact, he had picked it up rather by mixing with Jewish shop-boys from Frankfort in Denver City, Colorado; for the stranger was no other than Mr Joaquin Holmes, the Psycho-physical Entertainer, flying southward to restore his fallen fortunes at Monte Carlo.

Fate had used her Seer rather badly of late. His failure to sell Andreas’s letter to Linnet was the last straw that broke the camel’s back of Mr Holmes’s probity. Thought-reading had by this time gone quite out of fashion; Theosophy and occult science were now all in the ascendant. There were no more dollars to be made any longer out of odic force; so Mr Holmes was compelled by adverse circumstances, very much against his will, to take refuge at last in his alternative and less reputable profession of card-sharper. With that end in view, he was now on his way to the Capital of Chance in the Principality of Monaco. Where gamblers most do congregate is naturally the place for a dexterous manipulator of the pack to make his fortune. Mr Holmes was somewhat changed in minor detail as to his outer man, in order to avoid too general recognition. His hair was cut shorter; his beard was cut sharper; his moustache?—?a hard wrench?—?was altogether shaved off; and sundry alterations in his mode of dress, especially the addition of a most unnecessary pince-nez, had transformed him, in part, from the aspect of a keen and piercing Transatlantic thought-reader to that of a guileless English mercantile gentleman. But his vivid black eyes were still sharp and eager and shifty as ever; his denuded mouth, now uncovered at the corners, showed still more of a cynical smile than before; and his complete expression was one of mingled astuteness and deferential benevolence?—?the former, native to his face, the latter, by long use, diligently trained and cultivated.

Before they reached Paris, Seer and singer had put themselves on excellent terms with one another. They had even exchanged names in a friendly way, the Seer giving his, for obvious reasons, as plain Mr Holmes, without the distinguishing Joaquin; it was safer so: there are plenty of Holmeses scattered about through the world, and the name’s not compromising; while, on the other hand, if any London acquaintance chanced to come up and call him by it, such initial frankness avoided complications. Franz Lindner, more cautious and less wise in his way, gave his name unblushingly as Karl von Forstemann, a Vienna proprietor, out of pure foolish secretiveness. He had no reason for changing his ordinary style and title, except that he wished to be taken at Monte Carlo for an Austrian gentleman, not a music-hall minstrel. The Seer smiled blandly at the transparent lie; Franz’s accent and manner no more resembled those of a Viennese Junker than his staring tweed suit and sky-blue tie resembled the costume of an English gentleman.

However, the prudent Seer reflected immediately to himself that this sort was created for his especial benefit. Behold, a pigeon! He was even more affable than usual on that very account to Herr Karl von Forstemann. He offered him brandy out of his Russia-leather covered flask; he invited him to share his anchovy sandwiches; he regretted there was no smoking compartment on the through carriage for Mentone, or he might have introduced his new friend to a very choice brand of fragrant Havana. Going to Cannes? or San Remo? Ah, Nice! that was capital. They’d travel together all night then, without change of companions, for he himself was going on straight through to Monte Carlo.

At that charmed name, which the Seer pronounced with a keenly cautious side-glance, Franz pricked up his ears. Monte Carlo! ach, so? really? Did he play, then? The cautious Seer smiled a deep and wary smile of consummate self-restraint. Play? no, not he; the Casino was rubbish: he went there for the scenery, the music, the attractions. Occasionally of an evening, to be sure, he might just drop into the Rooms to observe what was happening. If a run of luck came on any particular colour?—?or number, or series, as the case might be?—?now and again he would back it?—?once in a week or a blue moon?—?for pure amusement. But as to making money at it?—?bah, bah, what puerile nonsense! With odds on the bank?—?one chance in thirty-six?—?no scientific player could regard it in that light for one moment. As excitement?—?“I grant you,” yes, all very well; one got one’s fun for one’s louis: but as speculation, investment, trial for luck?—?if it came to that?—?why, everybody knew it was all pure moonshine.

Franz listened with a smile, and looked preternaturally cunning. That was all very well in its way, he said, with a sphinx-like face?—?for the general public; but he had a System.

The Seer’s eye was grave; the Seer’s face was solemn; only about the corners of his imperturbable mouth could a faint curl have betrayed his inner feelings to the keenest observer. A System! oh, well, of course, that was altogether different. No one knew what a clever and competent mathematician might do with a System. Though, mark you, mathematicians had devised the tables, too; they had carefully arranged so that no possible combination could avoid the extra chances which the bank reserved to itself. However, experience?—?experience is the only solid guide in these matters. Let him try his System, by all means; and if it worked?—?with stress on that if?—?Mr Holmes would be glad for his own part to adopt it. If it didn’t, he could show him a trick worth two of that?—?a game where the players stood at even chances, with no rapacious bank to earn a splendid dividend and pay royally for the maintenance of a palatial establishment. And with that, he tucked himself up and subsided into his corner.

All night through, on their way to Marseilles, they slept or dozed at intervals?—?and then woke up once more to discuss by fits and starts that enthralling subject of winning at Monte Carlo. The fumbling old lady and her invalid daughter, propped upright in the middle seats, got no sleep to speak of, with their perpetual chatter. Before morning, the two men were excellent friends with one another. Franz liked Mr Holmes. He was a jolly, outspoken, good-natured gentleman, very kindly and well-disposed, and he recommended him to a good cheap hotel at Nice, lying handy to the station, for a man who wanted to run over pretty often to Monte Carlo. Franz went there as he was bid, and found it not amiss; ’twas pleasant, after so long a stay in England, to discover himself once more amongst compatriots, or next door?—?to talk in his native tongue with Swiss porters, Swiss waiters, Swiss boots, and Swiss chambermaids. With the great bare mountains rising abruptly in the rear, Nice almost seemed to him like his beloved Fatherland. The strange longing for home which is peculiar to mountaineers came over him with a rush at sight of their lonely summits. Ach, Gott,?—?if it weren’t that he had his fortune to make at Monte Carlo, he’d have gone on, then and there, straight through to St Valentin!

That first evening, he rested after the fatigues of the journey. He merely strolled about on the Promenade des Anglais, in the cool of the evening, and lounged along the Quays or through the Public Garden. It was a fine town, Nice, and Franz was very much pleased with it. He had given his name at the hotel as Herr Karl von Forstemann, a gentleman from Vienna; and as he sauntered along now through that gay little city, with five hundred pounds sterling in his trousers pocket, and twenty thousand awaiting him in the bank at Monte Carlo, he felt for the moment like the person he called himself. His strut was still prouder and more jaunty than ever; he stared at the pretty girls under the palm-trees of the parade as if they all belonged to him; he twirled his short cane by the arcades of the Place Masséna with a millionaire swagger. After all, it’s easy as dirt to win thousands at roulette?—?if only you have a System. Strange how people will toil, and moil, and slave, and save, at a desk in London, when, here by this basking tideless Southern sea, this Tom Tiddler’s ground of fortune, they might pick up coin at will just as one picks up pebbles!

Franz broke a bottle of champagne at ten o’clock, discounting his success, with two awfully jolly fellows he’d come across in the smoking-room. Nice seemed to be just cram-full of awfully jolly fellows! Then he went to bed early, and slept the sleep of the just till morning. After a cup of fragrant coffee and a fresh French roll?—?so unlike that bad bread man gets in London?—?he lounged over to the station, and took a first-class return to Monte Carlo. Oh, that exquisite journey! How bright it was, how sweet, how fairy-fair, how beautiful! Like all Tyrolese, Franz Lindner was by no means insensible to ............