Early in their journeyings together, Mrs. Cox had learned from George that he was possessed of an eccentric old uncle; and not long afterwards, she had learned from Arthur that this uncle was very rich, that he was also childless, and that he was supposed to be very fond of his nephew. Putting all these things together, knowing that Bertram had no profession, and thinking that therefore he must be a rich man, she had considered herself to be acting with becoming prudence in dropping Major Biffin for his sake.

But on the day after the love scene recorded in the last chapter, a strange change came over the spirit of her dream. "I am a very poor man," Bertram had said to her, after making some allusion to what had taken place.

"If that were all, that would make no difference with me," said Mrs. Cox, magnanimously.

"If that were all, Annie! What does that mean?"

"If I really loved a man, I should not care about his being poor. But your poverty is what I should call riches, I take it."

"No, indeed. My poverty is absolute poverty. My own present income is about two hundred a year."

"Oh, I don\'t understand the least about money myself. I never did. I was such a child when I was married to Cox. But I thought, Mr. Bertram, your uncle was very rich."

"So he is; as rich as a gold-mine. But we are not very good friends—at any rate, not such friends as to make it probable that he will leave me a farthing. He has a granddaughter of his own."

This, and a little more of the same kind, taught Mrs. Cox that it behoved her to be cautious. That Major Biffin had a snug little income over and above that derived from his profession was a fact that had been very well ascertained. That he was very dry, as dry as a barber\'s block, might be true. That George Bertram was an amusing fellow, and made love in much better style than the major, certainly was true. But little as she might know about money, Mrs. Cox did know this—that when poverty comes in at the door, love flies out at the window; that eating and drinking are stern necessities; that love in a cottage is supposed to be, what she would call, bosh; and that her own old home used to be very unpleasant when Cox was in debt, and those eastern Jewish harpies would come down upon him with his overdue bills. Considering all this, Mrs. Cox thought it might be well not to ratify her engagement with Mr. Bertram till after they should reach Southampton. What if Biffin—the respectable Biffin—should again come forward!

And so they went on for a few days longer. Bertram, when they were together, called her Annie, and once again asked her whether she loved him. "Whether I do, or whether I do not, I shall give you no answer now," she had said, half laughing. "We have both been very foolish already, and it is time that we should begin to have our senses. Isn\'t it?" But still she sat next him at dinner, and still she walked with him. Once, indeed, he found her saying a word to Major Biffin, as that gentleman stood opposite to her chair upon the deck. But as soon as the major\'s back was turned, she said to Bertram, "I think the barber\'s block wants to be new curled, doesn\'t it? I declare the barber\'s man has forgotten to comb out it\'s whiskers." So that Bertram had no ground for jealousy of the major.

Somewhere about this time, Mrs. Price deserted them at dinner. She was going to sit, she said, with Mrs. Bangster, and Dr. Shaughnessey, and the judge. Mrs. Bangster had made a promise to old Mr. Price in England to look after her; and, therefore, she thought it better to go back to Mrs. Bangster before they reached Southampton. They were now past Gibraltar. So on that day, Mrs. Price\'s usual chair at dinner was vacant, and Wilkinson, looking down the tables, saw that room had been made for her next to Dr. Shaughnessey. And on her other side, sat Captain M\'Gramm, in despite of Mrs. Bangster\'s motherly care and of his own wife at home. On the following morning, Mrs. Price and Captain M\'Gramm were walking the deck together just as they had been used to do on the other side of Suez.

And so things went on till the day before their arrival at Southampton. Mrs. Cox still kept her seat next to Bertram, and opposite to Wilkinson, though no other lady remained to countenance her. She and Bertram still walked the deck arm in arm; but their whisperings were not so low as they had been, nor were their words so soft, nor, indeed, was the temper of the lady so sweet. What if she should have thrown away all the advantages of the voyage! What if she had fallen between two stools! She began to think that it would be better to close with one or with the other—with the one despite his poverty, or with the other despite his head.

And now it was the evening of the last day. They had sighted the coast of Devonshire, and the following morning would see them within the Southampton waters. Ladies had packed their luggage; subscriptions had been made for the band; the captain\'s health had been drunk at the last dinner; and the mail boxes were being piled between the decks.

"Well, it is nearly over," said Mrs. Cox, as she came upon deck after dinner, warmly cloaked. "How cold we all are!"

"Yes; it is nearly over," answered Bertram. "What an odd life of itself one of these voyages is! How intimate people are who will never see each other again!"

"Yes; that is the way, I suppose. Oh, Mr. Bertram!"

"Well, what would you have?"

"Ah, me! I hardly know. Fate has ever been against me, and I know that it will be so to the last."

"Is it not cold?" said Bertram, buttoning up a greatcoat as he spoke.

"Very cold! very cold!" said Mrs. Cox. "But there is something much colder than the weather—very much colder."

"You are severe, Mrs. Cox."

"Yes. It is Mrs. Cox here. It was Annie when we were off Gibraltar. That comes of being near home. But I knew that it would be so. I hate the very idea of home." And she put her handkerchief to her eyes.

She had had her chance as far as Bertram was concerned, and had let it pass from her. He did not renew his protestations; but in lieu of doing so, lit a cigar, and walked away into the fore-part of the vessel. "After all, Arthur is right," said he to himself; "marriage is too serious a thing to be arranged in a voyage from Alexandria to Southampton."

But luckily for Mrs. Cox, everybody did not think as he did. He had gone from her ruthlessly, cruelly, falsely, with steps which sounded as though there were triumph in his escape, and left her seated alone near the skylights. But she was not long alone. As she looked after him along the deck, the head of Major Biffin appeared to her, emerging from the saloon stairs. She said nothing to herself now about barber\'s blocks or uncurled whiskers.

"Well, Mrs. Cox," said the major, accosting her.

"Well, Major Biffin;" and the major thought that he saw in her eye some glimpse of the smile as of old.

"We are very near home now, Mrs. Cox," said the major.

"Very near indeed," said Mrs. Cox. And then there was a slight pause, during which Major Biffin took an opportunity of sitting down not very far from his companion.

"I hope you have enjoyed your voyage," said he.

"Which voyage?" she asked.

"Oh! your voyage home from Alexandria—your voyage since you made the acquaintance of Mr.—what\'s his name, the parson\'s cousin?"

"Mr. What\'s-his-name, as you call him, is nothing to me, I can assure you, Major Biffin. His real name, however, is Bertram. He has been very civil when some other people were not inclined to be so, that is all."
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