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CHAPTER V. EFFECTING A LOAN.
 As Dan stood on the sidewalk with his bundle of papers, and only forty cents toward the two dollars and a half required for the rent, he felt like many a business man who has a note to meet and not enough money on hand to pay it. Indeed, he was worse off, for generally business men have friends who can help them with a temporary loan, but Dan\'s friends were quite as poor as himself. One, however, Dick Stanton, a mere boy, had the reputation of being more saving than his companions. It was known that he had an account in the Bowery Savings Bank, and among the street boys he was considered wealthy.

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