Isabel did more for Fanny than telling her to cheer up. Everything that Fanny inherited from her father, old Aleck Minafer, had been invested in Wilbur's business; and Wilbur's business, after a period of illness corresponding in dates to the illness of Wilbur's body, had died just before Wilbur did. George Amberson and Fanny were both "wiped out to a miracle of precision," as Amberson said. They "owned not a penny and owed not a penny," he continued, explaining his phrase. "It's like the moment just before drowning: you're not under water and you're not out of it. All you know is that you're not dead yet." He spoke philosophically, having his "prospects" from his father to fall back upon; but Fanny had neither "prospects" nor philosophy. However, a legal survey of Wilbur's estate revealed the fact that his life insurance was left clear of the wreck; and Isabel, with the cheerful consent of her son, promptly turned this salvage over to her sister-in-law. Invested, it would yield something better than nine hundred dollars a year, and thus she was assured of becoming neither a pauper nor a dependent, but proved to be, as Amberson said, adding his efforts to the cheering up of Fanny, "an heiress, after all, in spite of rolling mills and the devil." She was unable to smile, and he continued his humane gayeties. "See what a wonderfully desirable income nine hundred dollars is, Fanny: a bachelor, to be in your class, must have exactly forty-nine thousand one hundred a year. Then, you see, all you need to do, in order to have fifty thousand a year, is to be a little encouraging when some bachelor in your class begins to show by his haberdashery what he wants you to think about him!" She looked at him wanly, murmured a desolate response—she had "sewing to do"—and left the room; while Amberson shook his head ruefully at his sister. "I've often thought that humor was not my forte," he sighed. "Lord! She doesn't 'cheer up' much!" The collegian did not return to his home for the holidays. Instead, Isabel joined him, and they went South for the two weeks. She was proud of her stalwart, good-looking son at the hotel where they stayed, and it was meat and drink to her when she saw how people stared at him in the lobby and on the big verandas—indeed, her vanity in him was so dominant that she was unaware of their staring at her with more interest and an admiration friendlier than George evoked. Happy to have him to herself for this fortnight, she loved to walk with him, leaning upon his arm, to read with him, to watch the sea with him—perhaps most of all she liked to enter the big dining room with him. Yet both of them felt constantly the difference between this Christmastime and other Christmas-times of theirs—in all, it was a sorrowful holiday. But when Isabel came East for George's commencement, in June, she brought Lucy with her—and things began to seem different, especially when George Amberson arrived with Lucy's father on Class Day. Eugene had been in New York, on business; Amberson easily persuaded him to this outing; and they made a cheerful party of it, with the new graduate of course the hero and center of it all. His uncle was a fellow alumnus. "Yonder was where I roomed when I was here," he said, pointing out one of the university buildings to Eugene. "I don't know whether George would let my admirers place a tablet to mark the spot, or not. He owns all these buildings now, you know." "Didn't you, when you were here? Like uncle, like nephew." "Don't tell George you think he's like me. Just at this time we should be careful of the young gentleman's feelings." "Yes," said Eugene. "If we weren't he mightn't let us exist at all." "I'm sure I didn't have it so badly at his age," Amberson said reflectively, as they strolled on through the commencement crowd. "For one thing, I had brothers and sisters, and my mother didn't just sit at my feet as George's does; and I wasn't an only grandchild, either. Father's always spoiled Georgie a lot more than he did any of his own' children." Eugene laughed. "You need only three things to explain all that's good and bad about Georgie." "Three?" "He's Isabel's only child. He's an Amberson. He's a boy." "Well, Mister Bones, of these three things which are the good ones and which are the bad ones?" "All of them," said Eugene. It happened that just then they came in sight of the subject of their discourse. George was walking under the elms with Lucy, swinging a stick and pointing out to her various objects and localities which had attained historical value during the last four years. The two older men marked his gestures, careless and graceful; they observed his attitude, unconsciously noble, his easy proprietorship of the ground beneath his feet and round about, of the branches overhead, of the old buildings beyond, and of Lucy. "I don't know," Eugene said, smiling whimsically. "I don't know. When I spoke of his being a human being—I don't know. Perhaps it's more like deity." "I wonder if I was like that!" 'Amberson groaned.' "You don't suppose every Amberson has had to go through it, do you?" "Don't worry! At least half of it is a combination of youth, good looks, and college; and even the noblest Ambersons get over their nobility and come to, be people in time. It takes more than time, though." "I should say it did take more than time!" his friend agreed, shaking a rueful head. Then they walked over to join the loveliest Amberson, whom neither time nor trouble seemed to have touched. She stood alone, thoughtful under the great trees, chaperoning George and Lucy at a distance; but, seeing the two friends approaching, she came to meet them. "It's charming, isn't it!" she said, moving her black-gloved hand to indicate the summery dressed crowd strolling about them, or clustering in groups, each with its own hero.............