As he made ready to go to town Mahony recalled, with a smile, his grotesque imaginings of two nights back. What a little hell the mind could create for a man’s undoing! But none the less, though he now ridiculed them, his nightmares had left a kind of tingling disquietude in their train. He felt he would do well to have a straight talk with Simmonds, go carefully through his share-list, and arrange in detail for the conduct of his affairs during his absence.

He went off jauntily enough. “Don’t expect me till about six.”

But not a couple of hours later, as Mary was on her knees before a drawer of the great wardrobe she was beginning to dismantle, she heard his foot on the verandah, and the next moment his voice, sharp, querulent, distracted, cried: “Mary! Mary, where are you?”

“Yes, dear? I’m coming. Why, Richard, whatever is wrong now?” For with a despairing gesture Mahony had tossed his hat on the hall-table, and himself dropped heavily on a chair.

“You may well ask. Here’s a pretty kettle of fish! It’s all over now with our getting away.”

“What do you mean? But not here. The servants . . . Come into the bedroom. Well, you do look hot and tired.”

She brought him a glass of water, and while he sat and sipped this, she listened to his story; listened, and put two and two together. Arrived at his agent’s office in Great Bourke Street, he had found to his surprise and annoyance that Simmonds was absent from business. Worse still, had been, for over two months. He was ill, bedridden — yes, seriously ill. “Confound the fellow! I believe he means to die, just to inconvenience me. Mary! my dream the other night . . . it flashed across me as I walked home. Depend upon it, one doesn’t dream that kind of thing for nothing.” Richard’s tone was full of gloomiest foreboding.

“What nonsense, dear! How can you be so silly!”

In place of Simmonds he had been met by a . . . well, by a sort of clerk, who was in charge — at least he presumed so: he had never set eyes on the fellow before, and never meant to again, if he could help it! “To find a par to his behaviour, Mary, you would need to go back to the early days, when every scoundrelly Tom, Dick and Harry thought himself your equal.”

“What did he say?”

Say? Well, first, it was plain to Mary, he had not known from Adam who Richard was. Without getting up from his chair, not troubling to take his head out of a newspaper, he had asked the intruder’s pleasure in the free-and-easy colonial fashion which, long as he had lived there, Richard had never learned to swallow. Besides, not to be recognised in a place he honoured with his patronage was in itself a source of offence. Haughtily presenting his card (which, she could see, had lamentably failed to produce an effect), he demanded to speak to Simmonds, with whom he had important business.

“Pray, what answer do you think I got? In a voice, my dear, the twang of which you could have cut with a knife, I was informed: ‘Well, in that case, doc., I guess you’ll have to keep it snug — locked up in your own bosom, so to say! For the boss lies sick abed, and all the business in the world wouldn’t get him up from it.’ Whereupon I clapped on my hat and walked out of the place! In which, as long as Simmonds is away, I shall not set foot again. But now, as you can see, we’re in a pretty fix. All our plans knocked on the head! The house sold, the agreement signed — or as good as signed . . . it’s utterly impossible to draw back. Why the deuce was I in such a hurry? We shall have to go into apartments, Mary — take the children into common lodgings. Good God! Such a thing is not to be contemplated for a moment.”

Mary let him talk; listened to this and much more before she threw in a mild: “We’ll take a furnished house. There’d be nothing common about that. — All the same, I don’t believe Simmonds, who has always been so straight, would put any one in to look after things who wasn’t honest, too — in spite of uncouth behaviour. And you can’t refuse to deal with a person just because he has no manners . . . and doesn’t know how to address you.”

“My dear Mary, it has been a one-man show all these years; and the probability is, when the old fellow broke down he had no one to turn to. But I can assure you, if I left my investments in such hands I shouldn’t know a moment’s peace all the time I was away. Besides, if he does die, the whole concern will probably go smash.”

Oh, the fuss and the flutter! As if it wasn’t bad enough to have your house sold over your head, without this fresh commotion on top of it. There must surely be something very slipshod and muddle-headed about the way Richard managed his affairs. She didn’t say so, but, had she been in his shoes, she would have known long ago of Simmonds’s illness. As it was, this clerk might have been cheating the clients right and left. But anything to do with money (except, of course, the spending of it!) had of late years become anathema to Richard.

Now he went about with a hand pressed to an aching head; and after putting up with this for some days and herself feeling wholly at a loss, Mary made a private journey to town to visit Tilly. She would see what that practical, sagacious woman thought of the situation. Tilly, of course, at once laid her finger on the weak spot by asking bluntly: “But whyever doesn’t the doctor take advice of some of ‘is friends? — the big-bow-wow ones, I mean. They’d be able to tell ’im, right enough.”

“Why, the fact is, Richard hasn’t got . . . I mean his friends are not business men, any more than he is. If only John were alive! He’d have been the one.”

“Well, look here, Poll, I can ask Purd about it if you like. He may know, and if e doesn’t, ‘e can easily find out — I mean whether old S. is really going to hop the twig or what. Purd has strings ‘e can pull.”

Mary went home intending to keep silence about her intermeddling — at any rate till she saw what came of it. But Richard was regularly in the doldrums: he had to be comforted somehow. At first, as she had expected, he was furious; and abused her like a pickpocket for discussing his private affairs with an outsider. “You KNOW how I hate publicity! As for telling them in that quarter . . . why, I might as well go out and shout them from the housetop.”

“Richard . . . you can’t afford . . . if you re really set on getting away . . . to mind now who knows and who doesn’t.”

But on this point, as always, they joined issue. He accused her of lacking personal dignity; she said that his ridiculous secrecy over money matters would end by leading people to believe there was something fishy about them.

“Let them! What does it matter to me what they think?”

“Why, I don’t know anyone who’d resent it MORE— so proud and touchy as you are! And since home truths were the order of the day,” she added: “You know, dear, its just this: you’ve only yourself to thank for the fix you’re in. You’ve cut yourself off from every one, and now, when you need help, you haven’t a soul to turn to. And because I have, and make use of them, then your pride’s hurt.”

Which was the very truth. He had let slip friends and acquaintances who at this juncture might have been useful to him; but . . . could one nurse people, the inner impulse to friendship failing, solely from motives of opportunism? The idea revolted him. True, also, was what she said about the damage to his pride. Not, however, because they were HER friends as she supposed, but because they were the friends they were. Again, he shrank in advance from the silly figure he was going to cut, did the story get about town how he had sold his house and packed his portmanteaux, while, all unknown to him, the chief spoke in his wheel had collapsed. What a fool he would look! Though the fact was, Simmonds had handled his affairs without supervision for so long, that he had come to look on the fellow as a kind of fixture in his life.

And, in spite of everything, his determination to get away did not weaken. In mind, he had already started — was out on the high seas. Impossible now to call his thoughts home. And the feeling that such a course might be expected of him — that Mary would expect it — only served to throw him into a frenzy of impatience; make him more blackly intolerant of each fresh obstacle that blocked his path.

Then Tilly appeared: he saw her from the window, all furbelows and flounces, and wearing an air at once important and mysterious. She and Mary retired to the drawing-room; and there he could hear them jabbering, discussing HIM and his concerns, as he sat pretending to read. This went on and on — would they never end? Even when plainer tones, and the opening and shutting of doors seemed to herald Tilly’s departure, all that followed was a sheerly endless conversation on the step of the verandah. By the time Mary came in to him, he was nervily a-shake. And her news was as bad as it could be. Old Simmonds was doomed; was in the last stages of Bright’s disease; his place of business would know him no more. Most of his clients had already transferred to other agents; and Purdy’s advice to Richard was, to lose no time in following their example.

“Huh! All very well . . . very easily said! But to whom am I to turn, I’d like to know? . . . when there isn’t one honest broker in a thousand. Swindlers — damned swindlers! — that’s what they are, every man-jack of ’em. And here am I, just going out of the colony, and with all this fresh money to invest.”

Said Mary: “I’ve been thinking” (which, of course, meant tittle-tattling with Tilly), “why not write to Mr. Henry and consult him? He’s such a good business man, and knows so many people. He might be able to recommend some one to you.” But with this suggestion she only added fuel to the inordinate, unreasonable grudge which Richard still bore every one connected with the old life. “Nothing would induce me! . . . to eat humble pie before that crew!”

“Well then, DO let us postpone our journey . . . if only for six months.”

He was equally stubborn. “Sooner than that — if it comes to that! — I’ll sell right out and take every penny I possess to the other side. And never set foot in the colony again.”

“Now, for goodness sake, Richard! . . .” cried Mary; then bit her lip. He was quite capable of carrying out his threat, did she make the least show of opposition.

However, on this occasion his rashness took another form. After spending the whole of the next day in town, where he had gone to visit his banker, to settle with his wine merchant, arrange for the storing of his books and so on, he came home to dinner looking a different man. On her, who had gone about all day with a crease between her brows, not knowing whether to pack for a voyage or for the removal to another house, he burst in, and catching her by the waist kissed her and swung her round. “Here’s your bear come home. But cheer up, Mary, cheer up, my love, and make your mind easy! All will yet be well.”

“What? Do you mean to say you’ve actually ——?”

“Yes, thank the Lord, I have!”

Over the dinner-table he gave her particulars. At the end of a bothersome, wasted morning he had dropped into “Scott’s,” and there, in the coffee-room, had tumbled across Purdy. (“What! — PURDY?” was Mary’s amazed inner comment, she being as usual hard at work drawing inferences.) Purdy had met him in friendliest fashion: “I’ve come to the conclusion, my dear, I’ve sometimes been rather hard on the boy of late.” They had lunched together, over a chop and a bottle of claret had got talking, and had sat for the better part of an hour. Naturally the subject of Simmonds’s collapse had come up, and the fix it had put him into. Purdy —”‘Pon my word, Mary, I saw to-day he’s got his head screwed on the right way!”— had given him various useful tips how to deal with the modern broker, which an innocent old sheep like himself would never have dreamt of. And then just at the end, as they were making a move, Purdy had scratched his head and believed he knew some one who might ——

“NOT Blake?”

“Blake? Absurd! Good Lord, no! . . . Blake needs watching.” (Richard knew all about it to-night.) No, no: this was no flashy dare-devil, but a steady-going, cautious sort of fellow, who could be trusted to “look after your interests during your absence, and transmit THE interest . . . ha, ha! — Oh, and I must tell you this, Mary. When he said — Purdy, I mean —‘I believe I know some one who’d suit you, Dick,’ where do you suppose my thoughts flew? They went back, love, to a day more years ago than I care to count, when he used the self-same words. We were riding to Geelong together, he and I, two carefree young men — heigh-ho! — and not many hours after, I had ............