Before me lies a coin bearing the image and superscription of King George IV., and of the nominal value of two-and-sixpence. But an official friend at a neighboring turnpike says the piece is hopelessly bad; and a chemist tested it, returning a like unfavorable opinion. A cabman, who had brought me from a Club, left it with the Club porter, appealing to the gent who gave it a pore cabby, at ever so much o’clock of a rainy night, which he hoped he would give him another. I have taken that cabman at his word. He has been provided with a sound coin. The bad piece is on the table before me, and shall have a hole drilled through it, as soon as this essay is written, by a loyal subject who does not desire to deface the Sovereign’s image, but to protest against the rascal who has taken his name in vain. Fid. Def. indeed! Is this what you call defending the faith? You dare to forge your Sovereign’s name, and pass your scoundrel pewter as his silver? I wonder who you are, wretch and most consummate trickster? This forgery is so complete that even now I am deceived by it — I can’t see the difference between the base and sterling metal. Perhaps this piece is a little lighter; — I don’t know. A little softer:— is it? I have not bitten it, not being a connoisseur in the tasting of pewter or silver. I take the word of three honest men, though it goes against me: and though I have given two-and-sixpence worth of honest consideration for the counter, I shall not attempt to implicate anybody else in my misfortune, or transfer my ill-luck to a deluded neighbor.
I say the imitation is so curiously successful, the stamping, milling of the edges, lettering, and so forth, are so neat, that even now, when my eyes are open, I cannot see the cheat. How did those experts, the cabman, and pikeman, and tradesman, come to find it out? How do they happen to be more familiar with pewter and silver than I am? You see, I put out of the question another point which I might argue without fear of defeat, namely, the cabman’s statement that I gave him this bad piece of money. Suppose every cabman who took me a shilling fare were to drive away and return presently with a bad coin and an assertion that I had given it to him! This would be absurd and mischievous; an encouragement of vice amongst men who already are subject to temptations. Being homo, I think if I were a cabman myself, I might sometimes stretch a furlong or two in my calculation of distance. But don’t come TWICE, my man, and tell me I have given you a bad half-crown. No, no! I have paid once like a gentleman, and once is enough. For instance, during the Exhibition time I was stopped by an old country-woman in black, with a huge umbrella, who, bursting into tears, said to me, “Master, be this the way to Harlow, in Essex?” “This the way to Harlow? This is the way to Exeter, my good lady, and you will arrive there if you walk about 170 miles in your present direction,” I answered courteously, replying to the old creature. Then she fell a-sobbing as though her old heart would break. She had a daughter a-dying at Harlow. She had walked already “vifty dree mile that day.” Tears stopped the rest of her discourse, so artless, genuine, and abundant that — I own the truth — I gave her, in I believe genuine silver, a piece of the exact size of that coin which forms the subject of this essay. Well. About a month since, near to the very spot where I had met my old woman, I was accosted by a person in black, a person in a large draggled cap, a person with a huge umbrella, who was beginning, “I say, Master, can you tell me if this be the way to Har —” but here she stopped. Her eyes goggled wildly. She started from me, as Macbeth turned from Macduff. She would not engage with me. It was my old friend of Harlow, in Essex. I dare say she has informed many other people of her daughter’s illness, and her anxiety to be put upon the right way to Harlow. Not long since a very gentleman-like man, Major Delamere let us call him (I like the title of Major very much), requested to see me, named a dead gentleman who he said had been our mutual friend, and on the strength of this mutual acquaintance, begged me to cash his cheque for five pounds!
It is these things, my dear sir, which serve to make a man cynical. I do conscientiously believe that had I cashed the Major’s cheque there would have been a difficulty about payment on the part of the respected bankers on whom he drew. On your honor and conscience, do you think that old widow who was walking from Tunbridge Wells to Harlow had a daughter ill, and was an honest woman at all? The daughter couldn’t always, you see, be being ill, and her mother on her way to her dear child through Hyde Park. In the same way some habitual sneerers may be inclined to hint that the cabman’s story was an invention — or at any rate, choose to ride off (so to speak) on the doubt. No. My opinion, I own, is unfavorable as regards the widow from Tunbridge Wells, and Major Delamere; but, believing the cabman was honest, I am glad to think he was not injured by the reader’s most humble servant.
What a queer, exciting life this rogue’s march must be: this attempt of the bad half-crowns to get into circulation! Had my distinguished friend the Major knocked at many doors that morning, before operating on mine? The sport must be something akin to the pleasure of tiger or elephant hunting. What ingenuity the sportsman must have in tracing his prey — what daring and caution in coming upon him! What coolness in facing the angry animal (for, after all, a man on whom you draw a cheque a bout portant will be angry). What a delicious thrill of triumph, if you can bring him down! If I have money at the banker’s and draw for a portion of it over the counter, that is mere prose — any dolt can do that. But, having no balance, say I drive up in a cab, present a cheque at Coutts’s, and, receiving the amount, drive off? What a glorious morning’s sport that has been! How superior in excitement to the common transactions of every-day life! . . . I must tell a story; it is against myself, I know, but it WILL out, and perhaps my mind will be the easier.
More than twenty years ago, in an island remarkable for its verdure, I met four or five times one of the most agreeable companions with whom I have passed a night. I heard that evil times had come upon this gentleman; and, overtaking him in a road near my own house one evening, I asked him to come home to dinner, In two days, he was at my door again. At breakfast-time was this second appearance. He was in a cab (of course he was in a cab, they always are, these unfortunate, these courageous men). To deny myself was absurd. My friend could see me over the parlor blinds, surrounded by my family, and cheerfully partaking of the morning meal. Might he have a word with me? and can you imagine its purport? By the most provoking delay, his uncle the admiral not being able to come to town till Friday — would I cash him a cheque? I need not say it would be paid on Saturday without fail. I tell you that man went away with money in his pocket, and I regret to add that his gallant relative has not COME TO TOWN YET!
Laying down the pen, and sinking back in my chair, here, perhaps, I fall into a five minutes’ reverie, and think of one, two, three, half a dozen cases in which I have been content to accept that sham promissory coin in return for sterling money advanced. Not a reader, whatever his age, but could tell a like story. I vow and believe there are men of fifty, who will dine well today, who have not paid their school debts yet, and who have not taken up their long-protested promises to pay. Tom, Dick, Harry, my boys, I owe you no grudge, and rather relish that wince with which you will read these meek lines and say, “He means me.” Poor Jack in Hades! Do you remember a certain pecuniary transaction, and a little sum of money you borrowed “until the meeting of Parliament?” Parliament met often in your lifetime: Parliament has met since: but I think I should scarce be more surprised if your ghost glided into the room now, and laid down the amount of our little account, than I should have been if you had paid me in your lifetime with the actual acceptances of the Bank of England. You asked to borrow, but you never intended to pay. I would as soon have believed that a promissory note of Sir John Falstaff (accepted by Messrs. Bardolph and Nym, and payable in Aldgate,) would be as sure to find payment, as that note of the departed — nay, lamented — Jack Thriftless.
He who borrows, meaning to pay, is quite a different person from the individual here described. Many — most, I hope — took Jack’s promise for what it was worth — and quite well knew that when he said, “Lend me,” he meant “Give me” twenty pounds. “Give me change for this half-crown,” said Jack; “I know it’s a pewter piece;” and you gave him the change in honest silver, and pocketed the counterfeit gravely.
What a queer consciousness that must be which accompanies such a man in his sleeping, in his waking, in his walk through life, by his fireside with his children round him! “For what we are going to receive,” &c. — he says grace before his dinner. “My dears! Shall I help you to some mutton? I robbed the butcher of the meat. I don’t intend to pay him. Johnson my boy, a glass of champagne? Very good, isn’t it? Not too sweet. Forty-six. I get it from So-and-so, whom I intend to cheat.” As eagles go forth and bring home to their eaglets the lamb or the pavid kid, I say there are men who live and victual their nests by plunder. We all know highway robbers in white neck-cloths, domestic bandits, marauders, passers of bad coin. What was yonder cheque which Major Delamere proposed I should cash but a piece of bad money? What was Jack Thriftless’s promise to pay? Having got his booty, I fancy Jack or the Major returning home, and wife and children gathering round about him. Poor wife and children! They respect papa very likely. They don’t know he is false coin. Maybe the wife has a dreadful inkling of the truth, and, sickening, tries to hide it from the daughters and sons. Maybe she is an accomplice: herself a brazen forgery. If Turpin and Jack Sheppard were married, very likely Mesdames Sheppard and Turpin did not know, at first, what their husbands’ real profession was, and fancied, when the men left home in the morning, they only went a............