This was my wife's story, as I drew it from her among tears and sobs. Her name was Clara Huddlestone: it sounded very beautiful in my ears; but not so beautiful as that other name of Clara Cassilis, which she wore during the longer and, I thank God, the happier portion of her life. Her father, Bernard Huddlestone, had been a private banker in a very large way of business. Many years before, his affairs becoming disordered, he had been led to try dangerous, and at last criminal, expedients to retrieve himself from ruin. All was in vain; he became more and more cruelly involved, and found his honor lost at the same moment with his fortune. About this period, Northmour had been courting his daughter with great assiduity, though with small encouragement; and to him, knowing him thus disposed in his favor, Bernard Huddlestone turned for help in his extremity. It was not merely ruin and dishonor, nor merely a legal condemnation, that the unhappy man had brought upon his head. It seems he could have gone to prison with a light heart. What he feared, what kept him awake at night or recalled him from slumber into frenzy, was some secret, sudden, and unlawful attempt upon his life. Hence, he desired to bury his existence and escape to one of the islands in the South Pacific, and it was in Northmour's yacht, the "Red Earl," that he designed to go. The yacht picked them up clandestinely upon the coast of Wales, and had once more deposited them at Graden, till she could be refitted and provisioned for the longer voyage. Nor could Clara doubt that her hand had been stipulated as the price of passage. For, although Northmour was neither unkind, nor even discourteous, he had shown himself in several instances somewhat overbold in speech and manner.

I listened, I need not say, with fixed attention, and put many questions as to the more mysterious part. It was in vain. She had no clear idea of what the blow was, nor of how it was expected to fall. Her father's alarm was unfeigned and physically prostrating, and he had thought more than once of making an unconditional surrender to the police. But the scheme was finally abandoned, for he was convinced that not even the strength of our English prisons could shelter him from his pursuers. He had had many affairs in Italy, and with Italians resident in London, in the latter years of his business; and these last, as Clara fancied, were somehow connected with the doom that threatened him. He had shown great terror at the presence of an Italian seaman on board the "Red Earl," and had bitterly and repeatedly accused Northmour in consequence. The latter had protested that Beppo (that was the seaman's name) was a capital fellow, and could be trusted to the death; but Mr. Huddlestone had continued ever since to declare that all was lost, that it was only a question of days, and that Beppo would be the ruin of him yet.

I regarded the whole story as the hallucination of a mind shaken by calamity. He had suffered heavy loss by his Italian transactions; and hence the sight of an Italian was hateful to him, and the principal part in his nightmare would naturally enough be played by one of that nation.

"What your father wants," I said, "is a good doctor and some calming medicine."

"But Mr. Northmour?" objected Clara. "He is untroubled by losses, and yet he shares in this terror."

I could not help laughing at what I considered her simplicity.

"My dear," said I, "you have told me yourself what reward he has to look for. All is fair in love, you must remember; and if Northmour foments your father's terrors, it is not at all because he is afraid of any Italian man, but simply because he is infatuated with a charming English woman."

She reminded me of his attack upon myself on the night of the disembarkation, and this I was unable to explain. In short, and from one thing to another, it was agreed between us that I should set out at once for the fisher village, Graden Wester, as it was called, look up all the newspapers I could find, and see for myself if there seemed any basis of fact for these continued alarms. The next morning, at the same hour and place, I was to make my report to Clara. She said no more on that occasion about my departure; nor, indeed, did she make it a secret that she clung to the thought of my proximity as something helpful and pleasant; and, for my part, I could not have left her, if she had gone upon her knees to ask it.

I reached Graden Wester before ten in the forenoon; for in those days I was an excellent pedestrian, and the distance, as I think I have said, was little over seven miles; fine walking all the way upon the springy turf. The village is one of the bleakest on that coast, which is saying much: there is a church in the hollow; a miserable haven in the rocks, where many boats have been lost as they returned from fishing; two or three score of stone houses arranged along the beach and in two streets, one leading from the harbor, and another striking out from it at right angles; and, at the corner of these two, a very dark and cheerless tavern, by way of principal hotel.

I had dressed myself somewhat more suitably to my station in life, and at once called upon the minister in his little manse beside the graveyard. He knew me, although it was more than nine years since we had met; and when I told him that I had been long upon a walking tour, and was behind with the news, readily lent me an armful of newspapers, dating from a month back to the day before. With these I sought the tavern, and, ordering some breakfast, sat down to study the "Huddlestone Failure."

It had been, it appeared, a very flagrant case. Thousands of persons were reduced to poverty; and one in particular had blown out his brains as soon as payment was suspended. It was strange to myself that, while I read these details, I continued rather to sympathize with Mr. Huddlestone than with his victims; so complete already was the empire of my love for my wife. A price was naturally set upon the banker's head; and, as the case was inexcusable and the public indignation thoroughly aroused, the unusual figure of ￡750 was offered for his capture. He was reported to have large sums of money in his possession. One day, he had been heard of in Spain; the next, there was sure intelligence that he was still lurking between Manchester and Liverpool, or along the border of Wales; and the day after, a telegram would announce his arrival in Cuba or Yucatan. But in all this there was no word of an Italian, nor any sign of mystery.

In the very last paper, however, there was one item not so clear. The accountants who were charged to verify the failure had, it seemed, come upon the traces of a very large number of thousands, which figured for some time in the transactions of the house of Huddlestone; but which came from nowhere, and disappeared in the same mysterious fashion. It was only once referred to by name, and then under the initials "X.X."; but it had plainly been floated for the first time into the business at a period of great depression some six years ago. The name of a distinguished royal personage had been mentioned by rumor in connection with this sum. "The cowardly desperado"—such, I remember, was the editorial expression—was supposed to have escaped with a large part of this mysterious fund still in his possession.

I was still brooding over the fact, and trying to torture it into some connection with Mr. Huddlestone's danger, when a man entered the tavern and asked for some bread and cheese with a decided foreign accent.

"Siete Italiano?" said I.

"Si, Signor," was his reply.

I said it was unusually far north to find one of his com............