Okochee, in Georgia, had a boom, and J. Pinkney Bloom came out of it with a "wad." Okochee came out of it with a half-million-dollar debt, a two and a half per cent. city property tax, and a city council that showed a propensity for traveling the back streets of the town. These things came about through a fatal resemblance of the river Cooloosa to the Hudson, as set forth and expounded by a Northern tourist. Okochee felt that New York should not be allowed to consider itself the only alligator in the swamp, so to speak. And then that harmless, but persistent, individual so numerous in the South--the man who is always clamoring for more cotton mills, and is ready to take a dollar's worth of stock, provided he can borrow the dollar--that man added his deadly work to the tourist's innocent praise, and Okochee fell.

The Cooloosa River winds through a range of small mountains, passes Okochee and then blends its waters trippingly, as fall the mellifluous Indian syllables, with the Chattahoochee.

Okochee rose, as it were, from its sunny seat on the post-office stoop, hitched up its suspender, and threw a granite dam two hundred and forty feet long and sixty feet high across the Cooloosa one mile above the town. Thereupon, a dimpling, sparkling lake backed up twenty miles among the little mountains. Thus in the great game of municipal rivalry did Okochee match that famous drawing card, the Hudson. It was conceded that nowhere could the Palisades be judged superior in the way of scenery and grandeur. Following the picture card was played the ace of commercial importance. Fourteen thousand horsepower would this dam furnish. Cotton mills, factories, and manufacturing plants would rise up as the green corn after a shower. The spindle and the flywheel and turbine would sing the shrewd glory of Okochee. Along the picturesque heights above the lake would rise in beauty the costly villas and the splendid summer residences of capital. The naphtha launch of the millionaire would spit among the romantic coves; the verdured hills would take formal shapes of terrace, lawn, and park. Money would be spent like water in Okochee, and water would be turned into money.

The fate of the good town is quickly told. Capital decided not to invest. Of all the great things promised, the scenery alone came to fulfilment. The wooded peaks, the impressive promontories of solemn granite, the beautiful green slants of bank and ravine did all they could to reconcile Okochee to the delinquency of miserly gold. The sunsets gilded the dreamy draws and coves with a minting that should charm away heart-burning. Okochee, true to the instinct of its blood and clime, was lulled by the spell. It climbed out of the arena, loosed its suspender, sat down again on the post-office stoop, and took a chew. It consoled itself by drawling sarcasms at the city council which was not to blame, causing the fathers, as has been said, to seek back streets and figure perspiringly on the sinking fund and the appropriation for interest due.

The youth of Okochee--they who were to carry into the rosy future the burden of the debt--accepted failure with youth's uncalculating joy. For, here was sport, aquatic and nautical, added to the meagre round of life's pleasures. In yachting caps and flowing neckties they pervaded the lake to its limits. Girls wore silk waists embroidered with anchors in blue and pink. The trousers of the young men widened at the bottom, and their hands were proudly calloused by the oft- plied oar. Fishermen were under the spell of a deep and tolerant joy. Sailboats and rowboats furrowed the lenient waves, popcorn and ice- cream booths sprang up about the little wooden pier. Two small excursion steamboats were built, and plied the delectable waters. Okochee philosophically gave up the hope of eating turtle soup with a gold spoon, and settled back, not ill content, to its regular diet of lotus and fried hominy. And out of this slow wreck of great expectations rose up J. Pinkney Bloom with his "wad" and his prosperous, cheery smile.

Needless to say J. Pinkney was no product of Georgia soil. He came out of that flushed and capable region known as the "North." He called himself a "promoter"; his enemies had spoken of him as a "grafter"; Okochee took a middle course, and held him to be no better nor no worse than a "Yank."

Far up the lake--eighteen miles above the town--the eye of this cheerful camp-follower of booms had spied out a graft. He purchased there a precipitous tract of five hundred acres at forty-five cents per acre; and this he laid out and subdivided as the city of Skyland --the Queen City of the Switzerland of the South. Streets and avenues were surveyed; parks designed; corners of central squares reserved for the "proposed" opera house, board of trade, lyceum, market, public schools, and "Exposition Hall." The price of lots ranged from five to five hundred dollars. Positively, no lot would be priced higher than five hundred dollars.

While the boom was growing in Okochee, J. Pinkney's circulars, maps, and prospectuses were flying through the mails to every part of the country. Investors sent in their money by post, and the Skyland Real Estate Company (J. Pinkney Bloom) returned to each a deed, duly placed on record, to the best lot, at the price, on hand that day. All this time the catamount screeched upon the reserved lot of the Skyland Board of Trade, the opossum swung by his tail over the site of the exposition hall, and the owl hooted a melancholy recitative to his audience of young squirrels in opera house square. Later, when the money was coming in fast, J. Pinkney caused to be erected in the coming city half a dozen cheap box houses, and persuaded a contingent of indigent natives to occupy them, thereby assuming the role of "poulation" in subsequent prospectuses, which became, accordingly, more seductive and remunerative.

So, when the dream faded and Okochee dropped back to digging bait and nursing its two and a half per cent. tax, J. Pinkney Bloom (unloving of checks and drafts and the cold interrogatories of bankers) strapped about his fifty-two-inch waist a soft leather belt containing eight thousand dollars in big bills, and said that all was very good.

One last trip he was making to Skyland before departing to other salad fields. Skyland was a regular post-office, and the steamboat, Dixie Belle, under contract, delivered the mail bag (generally empty) twice a week. There was a little business there to be settled --the postmaster was to be paid off for his light but lonely services, and the "inhabitants" had to be furnished with another month's homely rations, as per agreement. And then Skyland would know J. Pinkney Bloom no more. The owners of these precipitous, barren, useless lots might come and view the scene of their invested credulity, or they might leave them to their fit tenants, the wild hog and the browsing deer. The work of the Skyland Real Estate Company was finished.

The little steamboat Dixie Belle was about to shove off on her regular up-the-lake trip, when a rickety hired carriage rattled up to the pier, and a tall, elderly gentleman, in black, stepped out, signaling courteously but vivaciously for the boat to wait. Time was of the least importance in the schedule of the Dixie Belle; Captain MacFarland gave the order, and the boat received its ultimate two passengers. For, upon the arm of the tall, elderly gentleman, as he crossed the gangway, was a little elderly lady, with a gray curl depending quaintly forward of her left ear.

Captain MacFarland was at the wheel; therefore it seemed to J. Pinkney Bloom, who was the only other passenger, that it should be his to play the part of host to the boat's new guests, who were, doubtless, on a scenery-viewing expedition. He stepped forward, with that translucent, child-candid smile upon his fresh, pink countenance, with that air of unaffected sincerity that was redeemed from bluffness only by its exquisite calculation, with that promptitude and masterly decision of manner that so well suited his calling--with all his stock in trade well to the front; he stepped forward to receive Colonel and Mrs. Peyton Blaylock. With the grace of a grand marshal or a wedding usher, he escorted the two passengers to a side of the upper deck, from which the scenery was supposed to present itself to the observer in increased quantity and quality. There, in comfortable steamer chairs, they sat and began to piece together the random lines that were to form an intelligent paragraph in the big history of little events.

"Our home, sir," said Colonel Blaylock, removing his wide-brimmed, rather shapeless black felt hat, "is in Holly Springs--Holly Springs, Georgia. I am very proud to make your acquaintance, Mr. Bloom. Mrs. Blaylock and myself have just arrived in Okochee this morning, sir, on business--business of importance in connection with the recent rapid march of progress in this section of our state."

The Colonel smoothed back, with a sweeping gesture, his long, smooth, locks. His dark eyes, still fiery under the heavy black brows, seemed inappropriate to the face of a business man. He looked rather to be an old courtier handed down from the reign of Charles, and re-attired in a modern suit of fine, but raveling and seam-worn, broadcloth.

"Yes, sir," said Mr. Bloom, in his heartiest prospectus voice, "things have been whizzing around Okochee. Biggest industrial revival and waking up to natural resources Georgia ever had. Did you happen to squeeze in on the ground floor in any of the gilt- edged grafts, Colonel?"

"Well, sir," said the Colonel, hesitating in courteous doubt, "if I understand your question, I may say that I took the opportunity to make an investment that I believe will prove quite advantageous--yes, sir, I believe it will result in both pecuniary profit and agreeable occupation."

"Colonel Blaylock," said the little edlerly lady, shaking her gray curl and smiling indulgent explanation at J. Pinkney Bloom, "is so devoted to businesss. He has such a talent for financiering and markets and investments and those kind of things. I think myself extremely fortunate in having secured him for a partner on life's journey--I am so unversed in those formidable but very useful branches of learning."

Colonel Blaylock rose and made a bow--a bow that belonged with silk stockings and lace ruffles and velvet.

"Practical affairs," he said, with a wave of his hand toward the promoter, "are, if I may use the comparison, the garden walks upon which we tread through life, viewing upon either side of us the flowers which brighten that journey. It is my pleasure to be able to lay out a walk or two. Mrs. Blaylock, sir, is one of those fortunate higher spirits whose mission it is to make the flowers grow. Perhaps, Mr. Bloom, you have perused the lines of Lorella, the Southern poetess. That is the name above which Mrs. Blaylock has contributed to the press of the South for many years."

"Unfortunately," said Mr. Bloom, with a sense of the loss clearly written upon his frank face, "I'm like the Colonel--in the walk-making business myself--and I haven't had time to even take a sniff at the flowers. Poetry is a line I never dealt in. It must be nice, though --quite nice."

"It is the region," smiled Mrs. Blaylock, "in which my soul dwells. My shawl, Peyton, if you please--the breeze comes a little chilly from yon verdured hills."

The Colonel drew from the tail pocket of his coat a small shawl of knitted silk and laid it solicitously about the shoulders of the lady. Mrs. Blaylock sighed contentedly, and turned her expressive eyes-- still as clear and unworldly as a child's--upon the steep slopes that were slowly slipping past. Very fair and stately they looked in the clear morning air. They seemed to speak in familiar terms to the responsive spirit of Lorella. "My native hills!" she murmured, dreamily. "See how the foliage drinks the sunlight from the hollows and dells."

"Mrs. Blaylock's maiden days," said the Colonel, interpreting her mood to J. Pinkney Bloom, "were spent among the mountains of northern Georgia. Mountain air and mountain scenery recall to her those days. Holly Springs, where we have lived for twenty years, is low and flat. I fear that she may have suffered in health and spirits by so long a residence there. That is one portent reason for the change we are making. My dear, can you not recall those lines you wrote--entitled, I think, 'The Georgia Hills'--the poem that was so extensively copied by the Southern press and praised so highly by the Atlanta critics?"

Mrs. Blaylock turned a glance of speaking tenderness upon the Colonel, fingered for a moment the silvery curl that drooped upon her bosom, then looked again toward the mountains. Without preliminary or affectation or demurral she began, in rather thrilling and more deeply pitched tones to recite these lines:

"The Georgia hills, the Georgia hills!--
Oh, heart, why dost thou pine?
Are not these sheltered lowlands fair
With mead and bloom and vine?
Ah! as the slow-paced river here
Broods on its natal rills
My spirit drifts, in longing sweet,
Back to the Georgia hills.

"And through the close-drawn, curtained night
I steal on sleep's slow wings
Back to my heart's ease--slopes of pine--
Where end my wanderings.
Oh, heaven seems nearer from their tops--
And farther earthly ills--
Even in dreams, if I may but
Dream of my Georgia hills.

The grass upon their orchard sides
Is a fine couch to me;
The common note of each small bird
Passes all minstrelsy.
It would not seem so dread a thing
If, when the Reaper wills,
He might come there and take my hand
Up in the Georgia hills."
Thats great stuff, ma'am," said J. Pinkney Bloom, enthusiastically, when the poetess had concluded. "I wish I had looked up poetry more than I have. I was raised............