“We Americans are an intensely practical people. Our investments must promise liberal returns in cents and dollars. From this standpoint a college education is an absolutely safe and most profitable business venture. In this country the average annual income of the college graduate is $600 greater than that of the man not holding a college degree. Now, $600 is 5 per cent. of $12,000, and this means that the average college-bred man has safely stored away in his brain an educational capital equivalent to $12,000 in gold, in excess of the capital at the command of his brother without a college training. No father can leave his son a more valuable or profitable heritage, for the young man cannot lose it, no one will ever be able to steal it from him, it is safer than a government bond, and the interest from it will never be in arrears............